Abu Dzar Al Ghifari
Software Engineer — Full-Stack
5+ years delivering full-stack web and mobile applications across fintech, banking, and PropTech.
Karawang, West Java, Indonesia

About
Software engineer with 5+ years of experience delivering full-stack web and mobile applications across fintech, banking, and PropTech. Proven track record building end-to-end solutions using ASP.NET (C#) and Node.js on the backend paired with React.js, Next.js, and TypeScript on the frontend, including database design, REST API development, and third-party system integration. Comfortable owning a feature from database schema to UI, with strong experience in frontend architecture, unit testing, and Agile Scrum delivery.
5+
Years of experience
17
Shipped projects
Fintech · Banking · PropTech
Industries
Backend
Frontend
State Management
Database
Testing
Design System
Tools & Practices
Experience
Frontend Developer
1 yr 1 moPT Sxored Veritas Finansial, Jakarta, ID
- Build frontend for SaaS-based financial verification, appraisal, and risk assessment platforms supporting credit analysis and business due diligence.
- Design scalable frontend architecture with reusable component structures using React, TypeScript, Zustand, and Tailwind CSS.
- Integrate with internal services, third-party APIs, and financial data providers across e-Statement extraction, SLIK OJK verification, KYB, and fraud detection modules.
- Write unit tests with Jest and React Testing Library, and document reusable UI components in Storybook.
Full-Stack Developer
4 yrs 3 mosPT Ikonsultan Inovatama, Jakarta, ID
- Built full-stack web applications end-to-end using ASP.NET (C#) for backend services and React.js for the frontend, including database schema design and business logic.
- Designed and developed REST APIs in ASP.NET and Node.js to support frontend applications, real-time updates, and third-party integrations.
- Architected reusable, maintainable frontend component structures integrated with backend services and APIs.
- Optimized application performance for fast load times and responsive UI, reporting progress to the Technical Lead and Project Manager.
Freelance Full-Stack / Frontend Developer
Various Clients, Remote
Nights & weekends alongside full-time roles
- Trakindo e-CSMS: implemented a full-stack Contractor Safety Management System using ASP.NET MVC with Razor Views, covering certificate request workflows, Microsoft SSO authentication, and compliance scoring for a Caterpillar heavy equipment dealer.
- Suite-3DX BOM Comparator (confidential client, Italy): built the React/Redux frontend for an internal tool comparing machine and Bill of Materials versions across JD Edwards ERP and Smartone systems, including dynamic forms and validation.
- Company Profile Website (PT. Barakah Nabawiyah Teknologi): built a React/Tailwind CSS company profile site showcasing the company's services and information.
- Litera: built the React/Tailwind CSS frontend for a writing training platform for Indonesian students, covering learning modules, a publication showcase, and a mentorship community.
- Nesso Digitale (Italy): built the Next.js/TypeScript/Tailwind CSS company profile site for an Italian software house offering custom software development and on-demand developer/DevOps staffing.
Selected projects

Sxored Credit Analysis Platform
PT Sxored Veritas Finansial · Aug 2025 — Present
AI-powered credit analysis and risk assessment platform automating e-Statement extraction, fraud detection, borrower analysis, KYB verification, and collateral appraisal.

PropertyCheck
PT Sxored Veritas Finansial · Aug 2025 — Present
B2C property valuation platform enabling users to run property assessments, generate valuation reports, and complete transactions through integrated payment gateway services.

Nesso Digitale
Nesso Digitale, Italy · Dec 2025 — Jan 2026
Company profile website for Nesso Digitale, an Italian software house offering custom software development and on-demand developer/DevOps staffing, showcasing their hybrid local-quality, global-flexibility service model.

Company Profile Website
PT. Barakah Nabawiyah Teknologi · Dec 2025
Company profile website for PT. Barakah Nabawiyah Teknologi, showcasing the company's services and information.

M2U
Maybank Indonesia · Jul 2024 — Aug 2025
Digital lending features for personal loan (KTA) applications, serving invited and regular customers.

Trakindo e-CSMS
Trakindo (Caterpillar dealer) · Nov 2023 — May 2024
Contractor Safety Management System enabling vendors to submit and track certificate requests, with Microsoft SSO authentication, expiry notifications, and compliance scoring for internal SHE and procurement teams.
Get in touch
Open to full-time roles and freelance projects.
The quickest way to reach me is email. I typically reply within a day.
Send an email